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Representative Tran’s Bipartisan Bill Supporting Small Businesses Advances

Tuesday, November 18, 2025

Washington, DC – Today, the House Committee on Small Business advanced bipartisan legislation led by U.S. Representative Derek Tran (CA-45). H.R. 5788, the 504 Program Risk Oversight Act, would increase transparency and efficiency within the Small Business Administration (SBA)’s 504 loan program. The legislation would require an annual risk analysis of the SBA’s 504 loan program and provide Congress with a detailed report on the results. 

The 504 Loan Program is SBA’s premier economic development initiative which partners with nonprofit Certified Development Companies (CDCs) to administer fixed capital loans to small businesses across the country. Since its inception in 1986, the 504 program has provided more than $95 billion in total financing and created over 715,000 jobs in California.

Read the full text of the bill HERE.

“Small businesses are the engine of our local economy. It’s critical that the SBA’s loan programs continue to operate responsibly and ensure our community’s entrepreneurs can reliably access the tools that help their businesses thrive,” said Representative Tran. “The 504 Program Risk Oversight Act would give policymakers important information to ensure SBA’s flagship economic development program is operating sustainably and effectively for small businesses across the nation. This bill will help expand growth opportunities for small business leaders in Southern California and beyond. I’m proud to lead this bipartisan legislation on the House Small Business Committee and ensure that every entrepreneur has the opportunity to succeed.”

As a former small business owner, Representative Tran has remained dedicated to uplifting small businesses in Congress. Tran serves as Ranking Member of the House Small Business Committee Subcommittee on Oversight and has co-led several bipartisan pieces of legislation, which passed the House with overwhelming majorities, to ensure that small businesses across the country have the resources necessary to succeed, including:

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Congressman Derek Tran represents California’s 45th Congressional District. Serving his first term in Congress, Congressman Tran is a member of the House Armed Services Committee and House Small Business Committee, where he is Ranking Member of the Oversight, Investigations, and Regulations Subcommittee. Congressman Tran is the son of Vietnamese refugees, a Veteran, and fought for consumers as an attorney before entering Congress.

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